The private insurance market has fallen short in providing financial security for older Americans in need of long-term care. Many policies only cover nursing homes, leaving out other types of assistance. Despite estimates that 70% of people over 65 will require critical services, only 3-4% have long-term care insurance. Efforts to create a functioning market … Read more
As climate change intensifies, insurance companies are grappling with the delicate balance of affordable premiums, sufficient coverage, and promoting responsible behavior. Unusual and extreme weather events are causing catastrophic losses that are difficult to factor into premiums. Explore the moral hazards of insurance and the potential consequences of rising costs on property values. Discover how … Read more
In a startling case of health care fraud, Jorge Perez and Ricardo Perez, two Miami men, have been convicted of orchestrating an elaborate insurance scam. By exploiting urine drug-testing, they deceived insurance companies and billed hospitals for unnecessary and non-reimbursable tests. Join us as we delve into the details of this shocking scheme and uncover … Read more
In Miami, Latinos are flocking to Obamacare enrollment centers to renew their health coverage plans. This article explores the popularity of Obamacare in the region, the shifting political landscape, and the potential impact of its repeal. Learn how Latinos in Miami have embraced the Affordable Care Act and why its removal could have significant consequences … Read more
